Academic Bank of Credits and APAAR ID Initiative

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The Ministry of Education is advancing lifelong learning across India through digital systems like the Academic Bank of Credits (ABC) and APAAR ID.

The Academic Bank of Credits (ABC) serves as a digital repository under the Ministry of Education and regulated by the University Grants Commission (UGC) to store, manage, and redeem academic credits.
The Automated Permanent Academic Account Registry (APAAR) provides a unique 12-digit student ID under the One Nation, One Student ID initiative to connect records from school to higher education.
Students can easily access or generate their APAAR ID through DigiLocker and Common Service Centres (CSCs), which expands access for learners in rural areas.
Learners can accumulate and transfer earned credits across recognized institutions, where credits stay valid for up to 7 years and expire after redemption.

Students can complete up to 40% of their total course credits online through SWAYAM, with 388 universities accepting SWAYAM regulations and 170 universities adopting the National Credit Framework (NCrF).
To start using the system, students register on the ABC portal with their Aadhaar-linked APAAR ID, while educational institutions directly upload credit details to student accounts.
The platforms protect student privacy and data integrity by using strong encryption, robust security protocols, and Aadhaar verification integrated with DigiLocker.

These tools strengthen India's education setup by connecting platforms like DigiLocker, CSCs, SWAYAM, SAMARTH ERP, and blockchain-based credentials into a transparent system.